Checking | Savings | HSAs | IRAs
& CDs | Personal Loans | Convenience
Certificates of Deposits
Certificate of Deposit
$1000 minimum deposit required. Penalties apply for early withdrawal.
- Interest can either be
paid to the customer’s account monthly, quarterly or at term and can be
compounded to the certificate monthly, quarterly, 6 months, at term or
- 31 days to 60 month
Individual Retirement Account
$100 minimum deposit required. Reduce your tax liability on your
- Traditional IRA
The traditional IRA is an account that allows the investor to defer
taxes on earnings until funds are withdrawn. Certain contributions are
tax deductible in the year they are made. If the investor is under age
70 1/2 for the entire tax year and has earned income, he or she is
eligible to establish a traditional IRA.
- Roth IRA
The Roth IRA is a nondeductible account that features tax-free
withdrawals for certain distribution reasons after a five-year holding
period. There are two requirements for eligibility to contribute to a
Roth IRA: the investor must have earned income and the investor’s
modified adjusted gross income can not exceed certain limits.
- Educational IRA
An interest bearing, tax deferred account for the purpose of saving
money for education expenses.
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